Does cat insurance cover pre-existing conditions, and if so, under what circumstances?

Generally, cat insurance policies do *not* cover pre-existing conditions. A pre-existing condition is any illness, injury, or condition that your cat showed signs of, was diagnosed with, or was treated for before the insurance policy's start date or during any waiting periods. However, there can be exceptions. Some providers may offer coverage for curable pre-existing conditions if your cat has been symptom-free for a specific period (often 6-12 months), though this is not common and varies greatly by policy. It's crucial to carefully review the terms and conditions of any policy you're considering to understand their definition of 'pre-existing condition' and any potential exceptions. Look for providers that offer clear definitions and examples in their policy documents. When comparing policies, ask specific questions about how they handle conditions your cat has experienced in the past.