Does cat insurance cover dental cleanings and illnesses, and how can pet owners find the best plan for dental care?

Standard cat insurance plans typically do not cover routine preventative dental cleanings, though many providers offer optional wellness riders that help offset these costs. For dental illnesses—such as periodontal disease or feline tooth resorptive lesions—coverage varies widely by provider. Some comprehensive plans will cover treatments for dental illnesses if the cat has no pre-existing history of dental issues, while other policies exclude them entirely. When comparing options, pet owners should look for plans that cover both accidental dental injuries and illnesses, and pay close attention to policy clauses that may require annual professional dental exams as a condition for keeping the coverage active.