What are the common dog insurance policy exclusions I should be aware of before purchasing a plan?

When choosing a dog insurance plan, it's important to be aware of common exclusions. Most providers won't cover pre-existing conditions, which are illnesses or injuries your dog showed symptoms of before the policy started. Breed-specific conditions might also be excluded or have limited coverage, so check the policy details carefully. Elective procedures like cosmetic surgeries, preventative care (such as routine vaccinations or teeth cleaning), and breeding-related costs are generally not covered. Waiting periods, which are the time between purchasing the policy and when coverage begins, are also common, and accident coverage often starts sooner than illness coverage. To ensure you're getting the right coverage for your dog, carefully review the policy's exclusions list.